:root{--psmh-bg: #f4f7fb;--psmh-bg-deep: #e9f0f7;--psmh-surface: #ffffff;--psmh-surface-2: #eef4fa;--psmh-border: #d8e3ee;--psmh-border-strong: #b9cddf;--psmh-text: #0a2a43;--psmh-text-muted: #5b7186;--psmh-primary: #0a2a43;--psmh-primary-light: #12496f;--psmh-accent: #0d3b66;--psmh-accent-strong: #08243d;--psmh-blue: #1f6fb2;--psmh-green: #1f9d63;--psmh-red: #d64545;--psmh-purple: #7c5cbf;--psmh-warning: #b45309;--psmh-radius: 14px;--psmh-radius-sm: 10px;--psmh-shadow: 0 24px 60px rgba(10, 42, 67, .14);--psmh-shadow-soft: 0 10px 30px rgba(10, 42, 67, .08);--psmh-gradient-hero: radial-gradient(circle at 12% 18%, rgba(31, 111, 178, .14), transparent 42%), radial-gradient(circle at 88% 0%, rgba(10, 42, 67, .06), transparent 35%), linear-gradient(135deg, #ffffff 0%, #f4f7fb 55%, #e3eef8 100%);--psmh-grid: linear-gradient(rgba(10, 42, 67, .05) 1px, transparent 1px), linear-gradient(90deg, rgba(10, 42, 67, .05) 1px, transparent 1px)}:root[data-theme=dark]{--psmh-bg: #071523;--psmh-bg-deep: #050f1a;--psmh-surface: #0d2135;--psmh-surface-2: #14314a;--psmh-border: #1f3f5c;--psmh-border-strong: #2c567a;--psmh-text: #f8fafc;--psmh-text-muted: #9fb3c8;--psmh-primary: #4a90e2;--psmh-primary-light: #6aa9ef;--psmh-accent: #4a90e2;--psmh-accent-strong: #2c6fb3;--psmh-blue: #4a90e2;--psmh-green: #2ecc71;--psmh-red: #e74c3c;--psmh-purple: #9b59b6;--psmh-warning: #ffb020;--psmh-shadow: 0 20px 60px rgba(0, 0, 0, .35);--psmh-shadow-soft: 0 10px 30px rgba(0, 0, 0, .22);--psmh-gradient-hero: radial-gradient(circle at 12% 18%, rgba(74, 144, 226, .28), transparent 42%), radial-gradient(circle at 88% 0%, rgba(255, 176, 32, .18), transparent 38%), linear-gradient(135deg, #071523 0%, #0d2135 55%, #102a42 100%);--psmh-grid: linear-gradient(rgba(159, 179, 200, .06) 1px, transparent 1px), linear-gradient(90deg, rgba(159, 179, 200, .06) 1px, transparent 1px)}*,*:before,*:after{box-sizing:border-box}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;background:var(--psmh-bg);color:var(--psmh-text);line-height:1.6;text-rendering:optimizeLegibility}img,svg{display:block;max-width:100%}a{color:var(--psmh-blue);text-decoration:none}a:hover{text-decoration:underline}h1,h2,h3,h4,p,ul,ol{margin:0}h1,h2,h3,h4{line-height:1.15;letter-spacing:-.02em;color:var(--psmh-text)}h1{font-size:clamp(2.2rem,5vw,3.6rem);font-weight:800}h2{font-size:clamp(1.6rem,3.2vw,2.4rem);font-weight:800}h3{font-size:1.15rem;font-weight:700}p{color:var(--psmh-text-muted)}ul{padding-left:1.1rem}::selection{background:#1f6fb233}.skip-link{position:absolute;left:-999px;top:0;z-index:100;padding:.75rem 1rem;background:var(--psmh-primary);color:#fff;border-radius:0 0 var(--psmh-radius-sm) 0}.skip-link:focus{left:0}.container{width:min(1120px,92vw);margin:0 auto}.section{padding:clamp(3rem,7vw,5.5rem) 0}.section--surface{background:var(--psmh-surface);border-block:1px solid var(--psmh-border)}.section--deep{background:var(--psmh-bg-deep)}.section-head{max-width:720px;margin-bottom:2.25rem}.section-head p{margin-top:.75rem;font-size:1.02rem}.eyebrow{display:inline-block;margin-bottom:.75rem;font-size:.72rem;font-weight:700;letter-spacing:.22em;text-transform:uppercase;color:var(--psmh-blue)}.lead{font-size:clamp(1.02rem,1.6vw,1.18rem);color:var(--psmh-text-muted)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;min-height:44px;padding:.7rem 1.25rem;border:1px solid transparent;border-radius:999px;font-size:.95rem;font-weight:700;line-height:1.2;cursor:pointer;transition:transform .16s ease,background .16s ease,border-color .16s ease,box-shadow .16s ease}.btn:hover{transform:translateY(-1px);text-decoration:none}.btn--primary{background:var(--psmh-primary);color:#fff;box-shadow:var(--psmh-shadow-soft)}.btn--primary:hover{background:var(--psmh-primary-light)}.btn--light{background:#fff;color:var(--psmh-primary)}.btn--outline{background:transparent;border-color:var(--psmh-border-strong);color:var(--psmh-primary)}.btn--outline:hover{border-color:var(--psmh-primary)}.btn--ghost-light{background:#ffffff14;border-color:#ffffff59;color:#fff}.btn--ghost-light:hover{background:#ffffff29}.site-header{position:sticky;top:0;z-index:50;background:#ffffffeb;backdrop-filter:blur(12px);border-bottom:1px solid var(--psmh-border)}.site-header__inner{display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:72px}.brand{display:inline-flex;align-items:center;gap:.65rem;color:var(--psmh-text)}.brand:hover{text-decoration:none}.brand img{width:auto;height:34px}.brand small{display:block;font-size:.66rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--psmh-text-muted)}.nav{display:none;align-items:center;gap:1.4rem}.nav a{color:var(--psmh-text-muted);font-size:.92rem;font-weight:600}.nav a:hover{color:var(--psmh-primary);text-decoration:none}.nav-actions{display:none;align-items:center;gap:.75rem}.mobile-nav{position:relative}.mobile-nav summary{display:inline-flex;align-items:center;gap:.4rem;padding:.5rem .9rem;border:1px solid var(--psmh-border-strong);border-radius:999px;font-size:.88rem;font-weight:700;color:var(--psmh-primary);cursor:pointer;list-style:none}.mobile-nav summary::-webkit-details-marker{display:none}.mobile-nav__panel{position:absolute;right:0;top:calc(100% + .6rem);width:min(280px,86vw);padding:.75rem;background:var(--psmh-surface);border:1px solid var(--psmh-border);border-radius:var(--psmh-radius);box-shadow:var(--psmh-shadow)}.mobile-nav__panel a{display:block;padding:.65rem .75rem;border-radius:8px;color:var(--psmh-text);font-weight:600}.mobile-nav__panel a:hover{background:var(--psmh-surface-2);text-decoration:none}.mobile-nav__panel .btn{width:100%;margin-top:.4rem}.hero{position:relative;overflow:hidden;background:radial-gradient(circle at 15% 20%,rgba(31,111,178,.35),transparent 42%),linear-gradient(135deg,#08243d,#0d3b66 55%,#12496f);color:#fff}.hero:before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.06) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.06) 1px,transparent 1px);background-size:44px 44px;mask-image:linear-gradient(to bottom,rgba(0,0,0,.7),transparent 90%);pointer-events:none}.hero__inner{position:relative;display:grid;gap:2.5rem;padding:clamp(3.5rem,8vw,6rem) 0}.hero h1,.hero h2,.hero h3{color:#fff}.hero .lead{max-width:620px;color:#ffffffd1}.hero__actions{display:flex;flex-wrap:wrap;gap:.75rem;margin-top:1.75rem}.hero__badge{display:inline-flex;align-items:center;gap:.5rem;padding:.4rem .8rem;margin-bottom:1.25rem;border:1px solid rgba(255,255,255,.24);border-radius:999px;background:#ffffff14;font-size:.78rem;font-weight:600;letter-spacing:.04em;color:#ffffffe6}.hero__logo{width:min(340px,70vw);height:auto}.hero__panel{align-self:center;padding:1.5rem;border:1px solid rgba(255,255,255,.18);border-radius:var(--psmh-radius);background:#ffffff14;backdrop-filter:blur(8px)}.hero__panel h2{font-size:1.05rem;letter-spacing:0}.hero__panel ul{display:grid;gap:.7rem;margin-top:1rem;padding:0;list-style:none}.hero__panel li{display:flex;gap:.6rem;font-size:.92rem;color:#ffffffdb}.hero__panel li:before{content:"✓";color:#7fd1a5;font-weight:800}.trust{border-bottom:1px solid var(--psmh-border);background:var(--psmh-surface)}.trust__inner{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem;padding:1.1rem 0}.trust__item{display:flex;align-items:center;gap:.55rem;font-size:.84rem;font-weight:600;color:var(--psmh-text-muted)}.trust__item:before{content:"";width:8px;height:8px;border-radius:999px;background:var(--psmh-green)}.grid{display:grid;gap:1rem}.grid--3,.grid--2{grid-template-columns:1fr}.card{padding:1.4rem;background:var(--psmh-surface);border:1px solid var(--psmh-border);border-radius:var(--psmh-radius);box-shadow:var(--psmh-shadow-soft)}.card h3{margin-bottom:.5rem}.card p{font-size:.95rem}.card ul{display:grid;gap:.45rem;margin-top:.9rem;padding-left:1rem;font-size:.9rem;color:var(--psmh-text-muted)}.steps{display:grid;gap:1rem;counter-reset:step}.step{position:relative;padding:1.25rem 1.25rem 1.25rem 3.6rem;background:var(--psmh-surface);border:1px solid var(--psmh-border);border-radius:var(--psmh-radius)}.step:before{counter-increment:step;content:counter(step);position:absolute;left:1.1rem;top:1.1rem;display:grid;place-items:center;width:1.9rem;height:1.9rem;border-radius:8px;background:#0a2a431a;color:var(--psmh-primary);font-size:.82rem;font-weight:800}.step h3{font-size:1rem}.step p{margin-top:.35rem;font-size:.9rem}.faq{display:grid;gap:.7rem}.faq details{padding:1rem 1.15rem;background:var(--psmh-surface);border:1px solid var(--psmh-border);border-radius:var(--psmh-radius-sm)}.faq summary{font-weight:700;color:var(--psmh-text);cursor:pointer}.faq details p{margin-top:.6rem;font-size:.94rem}.cta{position:relative;overflow:hidden;padding:clamp(2.5rem,6vw,4rem);border-radius:var(--psmh-radius);background:radial-gradient(circle at 85% 15%,rgba(31,111,178,.4),transparent 45%),linear-gradient(135deg,#08243d,#12496f);color:#fff}.cta h2,.cta h3{color:#fff}.cta p{max-width:620px;margin-top:.75rem;color:#ffffffd1}.cta__actions{display:flex;flex-wrap:wrap;gap:.75rem;margin-top:1.5rem}.form{display:grid;gap:1rem;padding:clamp(1.25rem,3vw,2rem);background:var(--psmh-surface);border:1px solid var(--psmh-border);border-radius:var(--psmh-radius);box-shadow:var(--psmh-shadow-soft)}.form__row{display:grid;gap:1rem}.field{display:grid;gap:.35rem}.field label{font-size:.86rem;font-weight:700;color:var(--psmh-text)}.field input,.field select,.field textarea{width:100%;padding:.7rem .8rem;border:1px solid var(--psmh-border-strong);border-radius:var(--psmh-radius-sm);background:#fff;color:var(--psmh-text);font:inherit;font-size:.94rem}.field input:focus,.field select:focus,.field textarea:focus{outline:2px solid rgba(31,111,178,.35);border-color:var(--psmh-blue)}.field textarea{min-height:130px;resize:vertical}.checkbox{display:flex;align-items:flex-start;gap:.6rem;font-size:.86rem;color:var(--psmh-text-muted)}.checkbox input{width:1.05rem;height:1.05rem;margin-top:.15rem;accent-color:var(--psmh-primary)}.honeypot{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}.form__status{min-height:1.4rem;font-size:.9rem;font-weight:600}.form__status[data-state=error]{color:var(--psmh-red)}.form__status[data-state=success]{color:var(--psmh-green)}.contact-list{display:grid;gap:.9rem;padding:0;list-style:none}.contact-list li{padding:1rem;background:var(--psmh-surface);border:1px solid var(--psmh-border);border-radius:var(--psmh-radius-sm)}.contact-list strong{display:block;font-size:.78rem;letter-spacing:.08em;text-transform:uppercase;color:var(--psmh-text-muted)}.contact-list a,.contact-list span{font-weight:600;color:var(--psmh-text)}.legal{max-width:820px}.legal h2{margin-top:2rem;font-size:1.35rem}.legal h2:first-of-type{margin-top:0}.legal p,.legal ul{margin-top:.75rem;font-size:.96rem}.legal ul{display:grid;gap:.4rem}.notice{margin-top:1.25rem;padding:.9rem 1rem;border-left:4px solid var(--psmh-blue);background:var(--psmh-surface-2);border-radius:0 8px 8px 0;font-size:.9rem;color:var(--psmh-text-muted)}.site-footer{background:#071523;color:#ffffffb8}.site-footer__inner{display:grid;gap:2rem;padding:3rem 0 2rem}.site-footer a{color:#fffc}.site-footer a:hover{color:#fff}.site-footer__brand img{height:40px;width:auto;margin-bottom:.9rem}.site-footer__brand p{max-width:340px;font-size:.9rem;color:#ffffff9e}.site-footer h3{margin-bottom:.7rem;font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;color:#ffffff8c}.site-footer ul{display:grid;gap:.45rem;padding:0;list-style:none;font-size:.9rem}.site-footer__bottom{display:flex;flex-wrap:wrap;gap:.75rem;justify-content:space-between;padding:1.1rem 0;border-top:1px solid rgba(255,255,255,.12);font-size:.8rem;color:#ffffff8c}.page-head{padding:clamp(2.5rem,6vw,4rem) 0 1.5rem}.page-head p{max-width:720px;margin-top:.85rem;font-size:1.02rem}.split{display:grid;gap:2rem}.muted-box{padding:1.25rem;background:var(--psmh-surface-2);border-radius:var(--psmh-radius);border:1px solid var(--psmh-border)}.muted-box h3{margin-bottom:.5rem}.muted-box p{font-size:.92rem}@media(min-width:720px){.trust__inner{grid-template-columns:repeat(4,minmax(0,1fr))}.grid--2,.grid--3,.steps,.form__row{grid-template-columns:repeat(2,minmax(0,1fr))}.site-footer__inner{grid-template-columns:1.4fr 1fr 1fr}}@media(min-width:940px){.nav,.nav-actions{display:flex}.mobile-nav{display:none}.hero__inner{grid-template-columns:1.2fr .8fr;align-items:center}.grid--3{grid-template-columns:repeat(3,minmax(0,1fr))}.steps{grid-template-columns:repeat(4,minmax(0,1fr))}.split{grid-template-columns:1.05fr .95fr;align-items:start}}.fee-table-wrap{overflow-x:auto;border:1px solid var(--psmh-border);border-radius:var(--psmh-radius);background:var(--psmh-surface)}.fee-table{width:100%;border-collapse:collapse;font-size:.92rem}.fee-table th,.fee-table td{padding:.85rem 1rem;text-align:left;border-bottom:1px solid var(--psmh-border)}.fee-table th{font-size:.72rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--psmh-text-muted);background:var(--psmh-surface-2)}.fee-table tr:last-child td{border-bottom:0}.fee-table th:last-child,.fee-table td:last-child{text-align:right}.checklist{display:grid;gap:.6rem;padding:0;list-style:none}.checklist li{display:flex;gap:.6rem;font-size:.95rem;color:var(--psmh-text-muted)}.checklist li:before{content:"✓";color:var(--psmh-green);font-weight:800}.legal-note{margin-top:1.25rem;font-size:.8rem;color:var(--psmh-text-muted)}